TITLE INSURANCE & CLOSING SERVICES
TBS LAW PA is a Title Agent for Old Republic Title. Ms. Saltzman has been a title agent for almost 20 years in Florida. Most Title Commitments are available within 5 business days, but rush service is available upon request. Samantha Ameno, Title Manager, runs the title services with prompt customer service and extreme patience. Clients are always giving accolades to Samantha and our prior customers are always our best source of referral business. On all transactions we are able to also provide Escrow Services for deposit requirements on the Purchase and Sale Contracts.
Title Insurance is promulgated by Florida Statute 627.7825. A title calculator can be found under Resources. Title Insurance is issued to a buyer of real property to insure that the Buyer is buying the property without any recorded or unrecorded liens on the property. When there is a lender involved, the lender will always require their own Mortgage Title Insurance Policy.
Title Services provided are a complete check of all recorded documents on the property address by using the actual legal description of the property as well as the names of the prior owners. All recorded liens on the property are uncovered during the title search which include, Mortgages, Equity Lines (HELOC’s), IRS tax liens and any other lien secured by a Final Judgment on the property. Our firm will also conduct a lien search of liens that might not be recorded in the public records, including but not limited to, Homeowner or Condominium dues and or assessments, property taxes due and payable, open permit searches and any other city or municipal fines that may have accumulated on the property. We insure all liens are paid in full and prepare all Seller Documents (Warranty Deed, Bill of Sale and Seller’s Affidavit) when required.
When necessary our office will provide mobile closing services at no charge if the property is in Broward or Palm Beach County. We often find ourselves at the home of Sellers getting signatures while they are packing and moving. We have been known to go to airports, hospitals and even jails when necessary to help facilitate the signing of documents required for closing.
Our office is TRID compliant and has prepared the Best Practice Manual now required by the Lenders. We are prepared and ready to comply with all the new requirements for closings that were implemented on October 3, 2015. We have been approved with all 3rd party settlement service providers and are ready to fill out any other requirements needed for approval.